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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,882 | $77,901-18.0% | $149,717-57.3% | $75,181-15.0% |
| Participation rate | 55.6% | 65.6%-10.0pp | 78.8%-23.2pp | 67.2%-11.6pp |
| Annual return | 20.50% | 31.73%-11.2pp | 134.41%-113.9pp | 160.69%-140.2pp |
| Employer contribution / active EE | $1,407 | $3,137-55.2% | $4,820-70.8% | $2,671-47.3% |
| Participant deferral / active EE | $4,183 | $3,411+22.6% | $5,682-26.4% | $4,126+1.4% |
| Admin fee / account holder | $551 | $5,949-90.7% | $13,213-95.8% | $5,650-90.2% |