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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,817 | $73,848-31.2% | $143,799-64.7% | $68,486-25.8% |
| Participation rate | 57.1% | 66.7%-9.5pp | 80.3%-23.2pp | 67.9%-10.8pp |
| Annual return | -18.72% | 0.91%-19.6pp | -0.04%-18.7pp | -7.85%-10.9pp |
| Employer contribution / active EE | $1,294 | $3,184-59.4% | $4,952-73.9% | $2,597-50.2% |
| Participant deferral / active EE | $3,940 | $3,385+16.4% | $5,638-30.1% | $4,028-2.2% |
| Admin fee / account holder | $1,643 | $5,755-71.5% | $14,677-88.8% | $5,404-69.6% |