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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,579 | $82,678+140.2% | $125,391+58.4% | $68,490+189.9% |
| Participation rate | 75.6% | 75.1%+0.5pp | 82.4%-6.8pp | 67.9%+7.7pp |
| Annual return | -11.03% | -5.97%-5.1pp | 572.41%-583.4pp | -7.85%-3.2pp |
| Employer contribution / active EE | $538 | $3,382-84.1% | $4,816-88.8% | $2,597-79.3% |
| Participant deferral / active EE | $5,329 | $6,111-12.8% | $7,448-28.5% | $4,028+32.3% |
| Admin fee / account holder | $1,213 | $6,277-80.7% | $10,009-87.9% | $5,403-77.5% |