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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,355 | $76,551+91.2% | $123,894+18.1% | $62,881+132.7% |
| Participation rate | 68.6% | 73.0%-4.4pp | 81.4%-12.8pp | 69.3%-0.7pp |
| Annual return | 9.93% | 18.68%-8.7pp | 47.52%-37.6pp | 20.14%-10.2pp |
| Employer contribution / active EE | $568 | $2,882-80.3% | $4,617-87.7% | $2,281-75.1% |
| Participant deferral / active EE | $3,710 | $4,840-23.3% | $5,984-38.0% | $3,203+15.8% |
| Admin fee / account holder | $189 | $4,826-96.1% | $8,357-97.7% | $4,296-95.6% |