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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,681 | $105,210+88.8% | $159,487+24.6% | $85,851+131.4% |
| Participation rate | 78.7% | 75.8%+2.9pp | 82.8%-4.1pp | 69.3%+9.4pp |
| Annual return | 15.76% | 45.08%-29.3pp | 263.71%-247.9pp | 318.63%-302.9pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $1,628 | $5,946-72.6% | $7,354-77.9% | $3,952-58.8% |
| Admin fee / account holder | $5,485 | $6,934-20.9% | $10,804-49.2% | $6,261-12.4% |