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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,355 | $135,645+105.2% | $110,243+152.5% | $135,380+105.6% |
| Participation rate | 90.9% | 83.5%+7.4pp | 79.8%+11.1pp | 82.6%+8.3pp |
| Annual return | -7.59% | 513.24%-520.8pp | 314.76%-322.3pp | 519.81%-527.4pp |
| Employer contribution / active EE | $1,199 | $4,907-75.6% | $3,827-68.7% | $4,779-74.9% |
| Participant deferral / active EE | $5,665 | $5,507+2.9% | $4,672+21.2% | $5,609+1.0% |
| Admin fee / account holder | $2,901 | $11,458-74.7% | $8,548-66.1% | $10,828-73.2% |