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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,315 | $144,130+57.0% | $117,861+92.0% | $147,586+53.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 14.05% | 531.20%-517.1pp | 335.11%-321.1pp | 578.59%-564.5pp |
| Employer contribution / active EE | $1,037 | $4,897-78.8% | $3,786-72.6% | $4,876-78.7% |
| Participant deferral / active EE | $4,776 | $5,316-10.2% | $4,482+6.6% | $5,439-12.2% |
| Admin fee / account holder | $1,421 | $10,887-86.9% | $8,021-82.3% | $10,886-86.9% |