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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,416 | $183,627-32.2% | $155,602-20.0% | $145,978-14.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.91% | 61.32%-50.4pp | 64.81%-53.9pp | 550.52%-539.6pp |
| Employer contribution / active EE | $7,398 | $5,316+39.1% | $4,675+58.2% | $4,662+58.7% |
| Participant deferral / active EE | $5,515 | $6,466-14.7% | $5,629-2.0% | $6,690-17.6% |
| Admin fee / account holder | $1,244 | $19,327-93.6% | $15,923-92.2% | $13,400-90.7% |