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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,873 | $175,231-9.9% | $149,696+5.5% | $139,466+13.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.15% | 166.77%-151.6pp | 134.46%-119.3pp | 373.66%-358.5pp |
| Employer contribution / active EE | $11,335 | $5,478+106.9% | $4,821+135.1% | $4,754+138.4% |
| Participant deferral / active EE | $9,165 | $6,521+40.5% | $5,682+61.3% | $6,712+36.5% |
| Admin fee / account holder | $358 | $16,155-97.8% | $13,212-97.3% | $11,409-96.9% |