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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,804 | $135,645-50.8% | $110,243-39.4% | $135,380-50.7% |
| Participation rate | 80.0% | 83.5%-3.5pp | 79.8%+0.2pp | 82.6%-2.6pp |
| Annual return | -6.51% | 513.24%-519.7pp | 314.76%-321.3pp | 519.81%-526.3pp |
| Employer contribution / active EE | $1,612 | $4,907-67.2% | $3,827-57.9% | $4,779-66.3% |
| Participant deferral / active EE | $3,618 | $5,507-34.3% | $4,672-22.6% | $5,609-35.5% |
| Admin fee / account holder | $2,398 | $11,458-79.1% | $8,548-72.0% | $10,828-77.9% |