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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,497 | $144,130-40.0% | $117,861-26.6% | $147,586-41.4% |
| Participation rate | 77.8% | 83.4%-5.6pp | 79.7%-1.9pp | 82.8%-5.1pp |
| Annual return | 15.58% | 531.20%-515.6pp | 335.11%-319.5pp | 578.59%-563.0pp |
| Employer contribution / active EE | $1,505 | $4,897-69.3% | $3,786-60.3% | $4,876-69.1% |
| Participant deferral / active EE | $5,168 | $5,316-2.8% | $4,482+15.3% | $5,439-5.0% |
| Admin fee / account holder | $2,557 | $10,887-76.5% | $8,021-68.1% | $10,886-76.5% |