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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,348 | $67,411+296.6% | $91,004+193.8% | $70,126+281.2% |
| Participation rate | 98.7% | 71.4%+27.4pp | 75.6%+23.1pp | 69.5%+29.2pp |
| Annual return | 14.60% | -40.16%+54.8pp | 4.60%+10.0pp | 73.15%-58.6pp |
| Employer contribution / active EE | $6,258 | $1,786+250.4% | $2,456+154.9% | $2,343+167.2% |
| Participant deferral / active EE | $9,305 | $2,823+229.6% | $3,548+162.3% | $3,332+179.3% |
| Admin fee / account holder | $4,818 | $4,236+13.7% | $5,417-11.1% | $4,645+3.7% |