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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,299 | $87,733+302.7% | $106,554+231.6% | $85,851+311.5% |
| Participation rate | 100.0% | 71.9%+28.1pp | 76.1%+23.9pp | 69.3%+30.7pp |
| Annual return | 10.84% | 21.86%-11.0pp | 26.80%-16.0pp | 318.63%-307.8pp |
| Employer contribution / active EE | $8,579 | $2,073+313.8% | $2,819+204.3% | $2,565+234.4% |
| Participant deferral / active EE | $10,767 | $3,469+210.4% | $4,398+144.8% | $3,952+172.4% |
| Admin fee / account holder | $30,627 | $6,767+352.6% | $7,408+313.4% | $6,261+389.2% |