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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,476 | $114,119-47.9% | $107,187-44.5% | $138,895-57.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 5.70% | 273.21%-267.5pp | 204.55%-198.8pp | 145.39%-139.7pp |
| Employer contribution / active EE | $3,667 | $4,059-9.6% | $3,782-3.0% | $4,194-12.6% |
| Participant deferral / active EE | $9,524 | $5,538+72.0% | $5,096+86.9% | $6,396+48.9% |
| Admin fee / account holder | $2,246 | $10,024-77.6% | $9,162-75.5% | $12,562-82.1% |