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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,818 | $73,978-48.9% | $96,515-60.8% | $75,173-49.7% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | -4.23% | 26.72%-31.0pp | 35.73%-40.0pp | 160.72%-165.0pp |
| Employer contribution / active EE | $7,894 | $2,931+169.4% | $3,740+111.1% | $2,671+195.6% |
| Participant deferral / active EE | $7,472 | $3,660+104.1% | $4,880+53.1% | $4,126+81.1% |
| Admin fee / account holder | $36,665 | $5,219+602.6% | $6,735+444.4% | $5,651+548.9% |