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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,350 | $93,617-4.6% | $135,982-34.3% | $75,177+18.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 7.58% | 30.89%-23.3pp | 68.32%-60.7pp | 160.75%-153.2pp |
| Employer contribution / active EE | $3,182 | $3,538-10.1% | $4,859-34.5% | $2,671+19.1% |
| Participant deferral / active EE | $8,205 | $6,406+28.1% | $7,760+5.7% | $4,126+98.9% |
| Admin fee / account holder | $19,461 | $6,980+178.8% | $10,767+80.7% | $5,651+244.4% |