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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,010 | $89,370+25.3% | $141,197-20.7% | $72,976+53.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 19.87% | 111.88%-92.0pp | 71.41%-51.5pp | 81.02%-61.1pp |
| Employer contribution / active EE | $3,275 | $3,115+5.1% | $4,736-30.9% | $2,440+34.2% |
| Participant deferral / active EE | $8,631 | $5,419+59.3% | $6,710+28.6% | $3,608+139.2% |
| Admin fee / account holder | $495 | $5,957-91.7% | $10,265-95.2% | $5,124-90.3% |