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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,453 | $98,776+27.0% | $149,745-16.2% | $79,856+57.1% |
| Participation rate | 96.6% | 75.8%+20.8pp | 82.5%+14.1pp | 69.6%+26.9pp |
| Annual return | 11.92% | 27.38%-15.5pp | 276.72%-264.8pp | 31.71%-19.8pp |
| Employer contribution / active EE | $3,058 | $3,217-4.9% | $4,646-34.2% | $2,471+23.8% |
| Participant deferral / active EE | $8,282 | $5,681+45.8% | $6,843+21.0% | $3,741+121.4% |
| Admin fee / account holder | $2,164 | $6,053-64.2% | $9,312-76.8% | $5,306-59.2% |