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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,545 | $96,508+87.1% | $75,901+137.9% | $152,897+18.1% |
| Participation rate | 75.0% | 76.2%-1.2pp | 69.3%+5.7pp | 82.5%-7.5pp |
| Annual return | 22.37% | 33.99%-11.6pp | 30.76%-8.4pp | 345.43%-323.1pp |
| Employer contribution / active EE | $2,673 | $3,310-19.3% | $2,501+6.9% | $4,764-43.9% |
| Participant deferral / active EE | $8,623 | $4,554+89.4% | $3,603+139.3% | $5,851+47.4% |
| Admin fee / account holder | $674 | $8,081-91.7% | $5,420-87.6% | $11,599-94.2% |