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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,398 | $91,037+11.4% | $71,671+41.5% | $147,586-31.3% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 16.24% | 20.48%-4.2pp | 20.65%-4.4pp | 578.59%-562.4pp |
| Employer contribution / active EE | $3,846 | $3,327+15.6% | $2,460+56.3% | $4,876-21.1% |
| Participant deferral / active EE | $8,802 | $4,498+95.7% | $3,438+156.0% | $5,439+61.8% |
| Admin fee / account holder | $434 | $8,613-95.0% | $5,558-92.2% | $10,886-96.0% |