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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $532,516 | $105,200+406.2% | $159,474+233.9% | $85,847+520.3% |
| Participation rate | 96.2% | 75.8%+20.4pp | 82.8%+13.3pp | 69.3%+26.8pp |
| Annual return | 19.04% | 45.08%-26.0pp | 263.68%-244.6pp | 318.61%-299.6pp |
| Employer contribution / active EE | $14,455 | $3,319+335.6% | $4,831+199.2% | $2,565+463.5% |
| Participant deferral / active EE | $12,151 | $5,946+104.4% | $7,353+65.3% | $3,952+207.5% |
| Admin fee / account holder | $34,400 | $6,934+396.1% | $10,802+218.4% | $6,261+449.5% |