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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,226 | $76,551+365.3% | $123,894+187.5% | $62,881+466.5% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 15.11% | 18.68%-3.6pp | 47.52%-32.4pp | 20.14%-5.0pp |
| Employer contribution / active EE | $8,905 | $2,882+209.0% | $4,617+92.9% | $2,281+290.4% |
| Participant deferral / active EE | $7,437 | $4,840+53.7% | $5,984+24.3% | $3,203+132.2% |
| Admin fee / account holder | $5,314 | $4,826+10.1% | $8,357-36.4% | $4,296+23.7% |