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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,684 | $57,541+161.9% | $95,759+57.4% | $75,177+100.4% |
| Participation rate | 76.4% | 62.5%+13.9pp | 72.3%+4.1pp | 67.2%+9.2pp |
| Annual return | 19.14% | 34.93%-15.8pp | 28.42%-9.3pp | 160.75%-141.6pp |
| Employer contribution / active EE | $4,675 | $1,808+158.6% | $2,836+64.8% | $2,671+75.0% |
| Participant deferral / active EE | $5,737 | $3,074+86.6% | $4,244+35.2% | $4,126+39.0% |
| Admin fee / account holder | $3,681 | $4,099-10.2% | $5,678-35.2% | $5,651-34.9% |