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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,866 | $66,431+130.1% | $109,916+39.1% | $85,851+78.1% |
| Participation rate | 77.6% | 63.9%+13.7pp | 74.2%+3.3pp | 69.3%+8.2pp |
| Annual return | 15.51% | 19.59%-4.1pp | 29.46%-13.9pp | 318.63%-303.1pp |
| Employer contribution / active EE | $4,913 | $1,688+191.0% | $2,844+72.7% | $2,565+91.5% |
| Participant deferral / active EE | $5,743 | $2,844+101.9% | $4,047+41.9% | $3,952+45.3% |
| Admin fee / account holder | $6,688 | $4,559+46.7% | $6,069+10.2% | $6,261+6.8% |