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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,965 | $58,523+103.3% | $99,479+19.6% | $72,976+63.0% |
| Participation rate | 80.0% | 64.6%+15.4pp | 73.8%+6.2pp | 69.5%+10.5pp |
| Annual return | 17.43% | 28.51%-11.1pp | 30.72%-13.3pp | 81.02%-63.6pp |
| Employer contribution / active EE | $4,232 | $1,512+179.9% | $2,540+66.6% | $2,440+73.4% |
| Participant deferral / active EE | $4,416 | $2,606+69.4% | $3,619+22.0% | $3,608+22.4% |
| Admin fee / account holder | $1,457 | $4,102-64.5% | $6,253-76.7% | $5,124-71.6% |