Filings through .
5 of 18 flags tripped on the 2025 filing.
Corrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).
Low participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Low participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
Low employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$32K in admin expenses, $36 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
8 funds of $250K or more; 14 lines in all, holding $5.8M of the plan's $5.8M. Recordkeeper: USI Insurance Services.
Target-date series: Vanguard Target Retirement, mutual fund, 53% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Vanguard Target Retirement Vanguard · Mutual fund Target-date, 10 vintages | $3.1M | 53.0% |
| Voya Voya 0 Voya · Mutual fund | $1.9M | 33.1% |
| Fidelity 500 Index Fund Fidelity (FMR) · Mutual fund Index | $326K | 5.6% |
| Vanguard Growth Index Fund Admiral Shares Vanguard · Mutual fund Index | $194K | 3.3% |
| Columbia Small Cap Index Fund Ameriprise (Columbia Threadneedle) · Mutual fund Index | $80K | 1.4% |
| DFA Real Estate Securities Portfolio I 0 Dimensional · Mutual fund | $55K | 1.0% |
| Fidelity Government Money Market 0 Fidelity (FMR) · Money market | $34K | 0.6% |
| Columbia Mid Cap Index Fund Ameriprise (Columbia Threadneedle) · Mutual fund Index | $30K | 0.5% |
| Fidelity Total Market Index Fund 0 Fidelity (FMR) · Mutual fund Index | $26K | 0.5% |
| Vanguard Value Index Fund Admiral Shares Vanguard · Mutual fund Index | $22K | 0.4% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
4 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 1 fund.
| Fund | Year-end value |
|---|---|
| AddedVoya Voya 0 | $1.9M |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 1 stable value or insurance line, 1 rename.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
4 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 3 by compensation.
| Provider | Compensation |
|---|---|
Filed as: USI CONSULTING GROUP Service code 15 300 MERIDIAN CENTRE BLVD · ROCHESTER, NY 14618 Recordkeeping | $14,948 |
ALESCO ADVISORS1 year Filed as: ALESCO ADVISORS, LLC Service code 27 120 OFFICE PARK WAY · PITTSFORD, NY 14534 Advisory (Plan) | $11,212 |
NEWPORT GROUP, INC.1 year Service code 15 · EIN 27-2037969 Recordkeeping | $2,913 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
5 feature codes on the 2025 filing.
2 contacts
11 filings · 2015 to 2025