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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,398 | $135,956-47.5% | $123,894-42.4% | $273,972-73.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 8.15% | 56.63%-48.5pp | 47.52%-39.4pp | 41.46%-33.3pp |
| Employer contribution / active EE | $3,526 | $5,170-31.8% | $4,617-23.6% | $4,869-27.6% |
| Participant deferral / active EE | $6,672 | $6,343+5.2% | $5,984+11.5% | $5,287+26.2% |
| Admin fee / account holder | $2,216 | $9,817-77.4% | $8,357-73.5% | $10,133-78.1% |