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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,377 | $138,114-14.3% | $125,391-5.6% | $134,545-12.0% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -14.98% | 750.88%-765.9pp | 572.41%-587.4pp | 418.37%-433.3pp |
| Employer contribution / active EE | $4,037 | $5,246-23.1% | $4,816-16.2% | $4,742-14.9% |
| Participant deferral / active EE | $4,128 | $7,801-47.1% | $7,448-44.6% | $6,401-35.5% |
| Admin fee / account holder | $1,376 | $11,570-88.1% | $10,009-86.3% | $11,431-88.0% |