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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,740 | $134,001+152.8% | $112,258+201.8% | $134,509+151.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -21.03% | 47.15%-68.2pp | 27.47%-48.5pp | 418.13%-439.2pp |
| Employer contribution / active EE | $11,664 | $4,039+188.8% | $3,636+220.8% | $4,741+146.0% |
| Participant deferral / active EE | $11,909 | $5,291+125.1% | $4,728+151.8% | $6,400+86.1% |
| Admin fee / account holder | $3,148 | $7,491-58.0% | $6,411-50.9% | $11,427-72.5% |