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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,722 | $124,314+178.1% | $109,163+216.7% | $167,518+106.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 16.59% | 26.04%-9.5pp | 25.75%-9.2pp | 478.71%-462.1pp |
| Employer contribution / active EE | $9,976 | $4,209+137.0% | $3,723+168.0% | $4,838+106.2% |
| Participant deferral / active EE | $10,764 | $5,256+104.8% | $4,654+131.3% | $6,342+69.7% |
| Admin fee / account holder | $12,958 | $7,973+62.5% | $6,754+91.9% | $12,312+5.2% |