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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $589,782 | $209,874+181.0% | $189,537+211.2% | $167,536+252.0% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | -5.40% | 748.61%-754.0pp | 555.34%-560.7pp | 478.82%-484.2pp |
| Employer contribution / active EE | $1,838 | $6,913-73.4% | $6,161-70.2% | $4,839-62.0% |
| Participant deferral / active EE | $7,225 | $8,934-19.1% | $8,220-12.1% | $6,342+13.9% |
| Admin fee / account holder | $2,667 | $14,299-81.4% | $12,048-77.9% | $12,315-78.3% |