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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $626,454 | $184,000+240.5% | $162,185+286.3% | $152,909+309.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 1.22% | 150.80%-149.6pp | 115.61%-114.4pp | 345.46%-344.2pp |
| Employer contribution / active EE | $2,051 | $6,370-67.8% | $5,613-63.5% | $4,764-56.9% |
| Participant deferral / active EE | $2,564 | $8,033-68.1% | $7,297-64.9% | $5,851-56.2% |
| Admin fee / account holder | $30,308 | $13,124+130.9% | $10,844+179.5% | $11,601+161.3% |