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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $616,700 | $197,637+212.0% | $177,848+246.8% | $158,982+287.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | -1.46% | 58.77%-60.2pp | 48.33%-49.8pp | 302.99%-304.5pp |
| Employer contribution / active EE | $1,869 | $6,698-72.1% | $5,919-68.4% | $4,763-60.8% |
| Participant deferral / active EE | $2,549 | $8,405-69.7% | $7,714-67.0% | $5,983-57.4% |
| Admin fee / account holder | $5,372 | $15,406-65.1% | $12,431-56.8% | $11,252-52.3% |