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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,296 | $65,704+63.3% | $94,229+13.9% | $59,633+79.9% |
| Participation rate | 88.5% | 72.1%+16.3pp | 78.8%+9.7pp | 68.7%+19.8pp |
| Annual return | -3.95% | 5.22%-9.2pp | 10.68%-14.6pp | 2041.45%-2045.4pp |
| Employer contribution / active EE | $1,385 | $2,021-31.4% | $3,587-61.4% | $2,203-37.1% |
| Participant deferral / active EE | $1,600 | $3,143-49.1% | $4,320-63.0% | $3,192-49.9% |
| Admin fee / account holder | $805 | $4,265-81.1% | $6,269-87.2% | $4,297-81.3% |