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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,653 | $69,977+68.1% | $108,582+8.4% | $62,881+87.1% |
| Participation rate | 84.6% | 72.9%+11.7pp | 79.6%+5.0pp | 69.3%+15.3pp |
| Annual return | 10.57% | 10.73%-0.2pp | -51.70%+62.3pp | 20.14%-9.6pp |
| Employer contribution / active EE | $5,241 | $2,135+145.5% | $3,758+39.4% | $2,281+129.8% |
| Participant deferral / active EE | $11,181 | $3,165+253.3% | $4,311+159.4% | $3,203+249.1% |
| Admin fee / account holder | $7,157 | $5,076+41.0% | $7,645-6.4% | $4,296+66.6% |