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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,957 | $54,357-11.8% | $82,706-42.0% | $68,495-30.0% |
| Participation rate | 40.0% | 63.9%-23.9pp | 72.6%-32.6pp | 67.9%-27.9pp |
| Annual return | -17.99% | -13.67%-4.3pp | 701.76%-719.8pp | -7.84%-10.1pp |
| Employer contribution / active EE | $0 | $2,218-100.0% | $3,007-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,640 | $3,246+12.1% | $4,394-17.1% | $4,028-9.6% |
| Admin fee / account holder | $662 | $4,396-85.0% | $5,329-87.6% | $5,403-87.8% |