Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,343 | $48,078-78.5% | $78,676-86.9% | $62,881-83.6% |
| Participation rate | 39.0% | 65.2%-26.2pp | 73.6%-34.5pp | 69.3%-30.3pp |
| Annual return | 19.70% | 31.36%-11.7pp | 62.19%-42.5pp | 20.14%-0.4pp |
| Employer contribution / active EE | $0 | $2,015-100.0% | $2,850-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,860 | $2,587+10.6% | $3,517-18.7% | $3,203-10.7% |
| Admin fee / account holder | $890 | $3,206-72.3% | $4,510-80.3% | $4,296-79.3% |