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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,547 | $85,766-59.7% | $136,298-74.7% | $70,126-50.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 12.68% | 31.46%-18.8pp | 5156.27%-5143.6pp | 73.15%-60.5pp |
| Employer contribution / active EE | $1,988 | $2,966-33.0% | $4,696-57.7% | $2,343-15.1% |
| Participant deferral / active EE | $1,841 | $5,051-63.6% | $6,247-70.5% | $3,332-44.8% |
| Admin fee / account holder | $321 | $5,421-94.1% | $9,244-96.5% | $4,645-93.1% |