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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,513 | $82,678-51.0% | $125,391-67.7% | $68,490-40.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -15.99% | -5.97%-10.0pp | 572.41%-588.4pp | -7.85%-8.1pp |
| Employer contribution / active EE | $3,770 | $3,382+11.5% | $4,816-21.7% | $2,597+45.2% |
| Participant deferral / active EE | $3,301 | $6,111-46.0% | $7,448-55.7% | $4,028-18.0% |
| Admin fee / account holder | $1,480 | $6,277-76.4% | $10,009-85.2% | $5,403-72.6% |