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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,900 | $52,911-47.3% | $73,309-61.9% | $59,633-53.2% |
| Participation rate | 63.9% | 68.2%-4.3pp | 74.9%-11.0pp | 68.7%-4.8pp |
| Annual return | 0.05% | 12.20%-12.1pp | 5.67%-5.6pp | 2041.45%-2041.4pp |
| Employer contribution / active EE | $1,389 | $1,909-27.2% | $3,237-57.1% | $2,203-36.9% |
| Participant deferral / active EE | $2,526 | $4,069-37.9% | $4,991-49.4% | $3,192-20.9% |
| Admin fee / account holder | $6,493 | $3,835+69.3% | $5,635+15.2% | $4,297+51.1% |