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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,550 | $59,111+32.9% | $86,451-9.1% | $68,490+14.7% |
| Participation rate | 59.1% | 75.2%-16.1pp | 80.3%-21.2pp | 67.9%-8.8pp |
| Annual return | -18.33% | -0.22%-18.1pp | 4398.51%-4416.8pp | -7.85%-10.5pp |
| Employer contribution / active EE | $1,760 | $2,519-30.1% | $3,770-53.3% | $2,597-32.2% |
| Participant deferral / active EE | $3,618 | $5,900-38.7% | $6,953-48.0% | $4,028-10.2% |
| Admin fee / account holder | $1,822 | $5,640-67.7% | $6,734-72.9% | $5,403-66.3% |