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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,626 | $106,524+70.5% | $152,301+19.3% | $87,485+107.6% |
| Participation rate | 86.5% | 75.8%+10.7pp | 82.4%+4.0pp | 68.9%+17.6pp |
| Annual return | 12.51% | 26.89%-14.4pp | 80.50%-68.0pp | 26.06%-13.5pp |
| Employer contribution / active EE | $3,817 | $3,371+13.2% | $4,624-17.5% | $2,596+47.0% |
| Participant deferral / active EE | $7,356 | $6,525+12.7% | $8,004-8.1% | $4,274+72.1% |
| Admin fee / account holder | $16,178 | $8,287+95.2% | $14,398+12.4% | $7,775+108.1% |