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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,970 | $73,787-62.1% | $98,716-71.7% | $82,448-66.1% |
| Participation rate | 89.0% | 61.4%+27.6pp | 69.3%+19.7pp | 68.1%+21.0pp |
| Annual return | 11.76% | 18.57%-6.8pp | 31.81%-20.0pp | 41.64%-29.9pp |
| Employer contribution / active EE | $1,305 | $1,511-13.6% | $2,279-42.7% | $2,551-48.8% |
| Participant deferral / active EE | $2,853 | $3,081-7.4% | $4,048-29.5% | $4,139-31.1% |
| Admin fee / account holder | $9,991 | $6,500+53.7% | $8,703+14.8% | $7,234+38.1% |