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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,778 | $78,694-22.8% | $67,652-10.2% | $125,389-51.5% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -2.10% | 9.46%-11.6pp | 6625.40%-6627.5pp | 282.24%-284.3pp |
| Employer contribution / active EE | $5,862 | $3,044+92.6% | $2,266+158.7% | $4,866+20.5% |
| Participant deferral / active EE | $2,667 | $4,292-37.9% | $3,560-25.1% | $5,352-50.2% |
| Admin fee / account holder | $887 | $7,403-88.0% | $4,821-81.6% | $9,541-90.7% |