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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,222 | $165,381-53.3% | $149,730-48.4% | $158,966-51.4% |
| Participation rate | 59.1% | 84.6%-25.5pp | 82.5%-23.4pp | 82.0%-22.9pp |
| Annual return | 11.59% | 348.29%-336.7pp | 276.70%-265.1pp | 302.95%-291.4pp |
| Employer contribution / active EE | $2,895 | $5,104-43.3% | $4,645-37.7% | $4,762-39.2% |
| Participant deferral / active EE | $6,070 | $7,182-15.5% | $6,843-11.3% | $5,983+1.4% |
| Admin fee / account holder | $10,228 | $10,809-5.4% | $9,310+9.9% | $11,250-9.1% |