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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,522 | $157,296-47.5% | $141,191-41.6% | $152,897-46.0% |
| Participation rate | 64.3% | 84.8%-20.5pp | 82.5%-18.2pp | 82.5%-18.2pp |
| Annual return | 19.90% | 64.34%-44.4pp | 71.41%-51.5pp | 345.43%-325.5pp |
| Employer contribution / active EE | $3,712 | $5,262-29.5% | $4,736-21.6% | $4,764-22.1% |
| Participant deferral / active EE | $6,063 | $7,111-14.7% | $6,710-9.6% | $5,851+3.6% |
| Admin fee / account holder | $6,538 | $12,125-46.1% | $10,264-36.3% | $11,599-43.6% |