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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,977 | $81,749-45.0% | $58,544-23.2% | $139,456-67.7% |
| Participation rate | 50.0% | 61.3%-11.3pp | 50.9%-0.9pp | 80.3%-30.3pp |
| Annual return | 18.35% | 7425.45%-7407.1pp | 4249.56%-4231.2pp | 373.45%-355.1pp |
| Employer contribution / active EE | $1,641 | $1,398+17.4% | $1,053+55.8% | $4,753-65.5% |
| Participant deferral / active EE | $5,012 | $2,555+96.2% | $1,923+160.6% | $6,711-25.3% |
| Admin fee / account holder | $154 | $3,272-95.3% | $2,520-93.9% | $11,407-98.6% |