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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,761 | $84,464-68.3% | $61,399-56.4% | $134,509-80.1% |
| Participation rate | 50.0% | 62.2%-12.2pp | 52.6%-2.6pp | 81.2%-31.2pp |
| Annual return | -19.74% | 585.06%-604.8pp | 338.81%-358.6pp | 418.13%-437.9pp |
| Employer contribution / active EE | $1,523 | $1,545-1.4% | $1,159+31.3% | $4,741-67.9% |
| Participant deferral / active EE | $4,139 | $2,818+46.9% | $2,124+94.8% | $6,400-35.3% |
| Admin fee / account holder | $98 | $2,587-96.2% | $2,131-95.4% | $11,427-99.1% |