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| Provider | Service type | Compensation |
|---|---|---|
RTD FINANCIAL ADVISORS, INC.4 years Service code 27 30 SOUTH 17TH STREET · PHILADELPHIA, PA 19103 | Advisory (Plan) | $29,550 |
ASCENSUS LLC3 years Filed as: FUTUREPLAN BY ASCENSUS Service code 13 101 W BROADWAY, STE 1420 · SAN DIEGO, CA 92101 | Contract Administrator | $11,871 |
Filed as: EMPOWER ANNUITY INS. CO. OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $7,355 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,268 | $65,428+48.7% | $169,390-42.6% | $71,511+36.0% |
| Participation rate | 90.0% | 66.9%+23.1pp | 77.2%+12.8pp | 67.9%+22.1pp |
| Annual return | 13.58% | 21.35%-7.8pp | 406.07%-392.5pp | 28.86%-15.3pp |
| Employer contribution / active EE | $2,927 | $2,064+41.8% | $4,013-27.1% | $2,589+13.0% |
| Participant deferral / active EE | $4,695 | $4,360+7.7% | $6,222-24.5% | $4,291+9.4% |
| Admin fee / account holder | $387 | $1,328-70.9% | $9,015-95.7% | $1,588-75.6% |