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| Provider | Service type | Compensation |
|---|---|---|
RTD FINANCIAL ADVISORS, INC.3 years Service code 27 30 SOUTH 17TH STREET · PHILADELPHIA, PA 19103 | Advisory (Plan) | $30,905 |
Filed as: EMPOWER ANNUITY INS. CO. OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $15,348 |
ASCENSUS LLC2 years Filed as: FUTUREPLAN BY ASCENSUS Service code 13 101 W BROADWAY, STE 1420 · SAN DIEGO, CA 92101 | Contract Administrator | $10,202 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,524 | $69,012+34.1% | $160,009-42.2% | $68,486+35.1% |
| Participation rate | 74.4% | 65.4%+9.0pp | 78.0%-3.6pp | 67.9%+6.5pp |
| Annual return | -14.17% | -9.65%-4.5pp | 408.85%-423.0pp | -7.85%-6.3pp |
| Employer contribution / active EE | $3,396 | $2,212+53.5% | $4,225-19.6% | $2,597+30.8% |
| Participant deferral / active EE | $5,426 | $4,212+28.8% | $6,183-12.2% | $4,028+34.7% |
| Admin fee / account holder | $509 | $4,798-89.4% | $8,715-94.2% | $5,404-90.6% |